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Creating a Path To

Financial 

Independence Flexibility Freedom


Serving Loudoun County, Northern Virginia & Beyond


Set Your Plan in Motion

You Work Hard

Your Money Should Too

Balancing work and family life can be hard. At District Financial Advisors, we work with high achieving families who want a partner to take on their finances and help make the most of their money by helping: 



Make smart decisions.

There’s often a good, better and best when it comes to financial choices.

Maximize resources.

Many financial pictures represent untapped potential.

Be your partner.

Have a quick question or thought? You can call us to talk through anything on your mind.

Get Clear.

We develop a straightforward plan that aligns with your needs today and goals for the future. 



Offering:


Financial Planning Only

Creating and maintaining a comprehensive financial plan over time.

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Wealth Management

Developing and overseeing your investment strategy and financial plan.

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GET TO KNOW US

Justin Holtz, CFP® Photo Justin Holtz, CFP® Hover Photo

Justin Holtz, CFP®

Managing Director
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Justin Holtz

Justin Holtz, CFP®

Managing Director

As a kid, I worked in my father’s financial planning office and from a young age I’ve seen the impact that saving for the future and making sound investments can make. That's why I'm passionate about helping people realize their goals.

I grew up in the Central PA countryside and carry the small-town family values I was taught in my approach to working with clients. My clients choose to work with me because they are looking for a straightforward, relatable and easy-to-understand approach.

I’ve been an independent financial advisor since 2001 after graduating with a finance degree from Penn State, and I have completed post-graduate work to obtain the CERTIFIED FINANCIAL PLANNER™ designation. I'm a 3rd generation advisor with a family history dating back more than 60 years.

I live in Purcellville, VA with my wife, daughter and son. We are active in the community and local chapter of the Penn State Alumni Association, and I serve on the board of directors for the McLean Chamber of Commerce. We love hiking, craft beer and escaping to the mountains whenever possible.

Check the background of this investment professional on FINRA’s BrokerCheck.

Robert Kloss Photo

Robert Kloss

LPL Financial Advisor
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Picture coming soon

Robert Kloss

LPL Financial Advisor


Check the background of this investment professional on FINRA’s BrokerCheck.

Patricia McKay Photo

Patricia McKay

Client Services Associate
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Picture coming soon

Patricia McKay

Client Services Associate

The first point of contact to those who call or visit District Financial Advisors, I’ve been a member of the team since June of 2013.

I bring to my role a strong customer service and organization background from my experience in financial services, professional theatre, festival event planning and corporate IT marketing.

Originally from New Jersey, I’ve considered the Metro Washington DC area home since 1996.

I currently live in Northern Virginia with my husband and two wonderful kids. I have a black belt in taekwondo. I love cooking and entertaining at home, reading and researching/sewing historical costumes.

Removing Blindspots From Your Financial Perspective

Is How We Do it


“How many things can you pay attention to?”

How many things do you want to pay attention to?

How many things are you actually paying attention to?

Between balancing time with family and your career, most successful people often face overwhelm when it comes to managing their money.Partnership might make all the difference to grow and protect your hard-earned wealth.



A Simple Approach

To Improving Your Life


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Think Big

But don’t overcomplicate it.


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Be Different

Your vision sets you apart.

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Take Action

Taking small steps can lead to big change.



With the knowledge that your finances are accounted for, your family has the mental and financial freedom to live their best life.

Start the Process by Reaching Out

Contact Us

WORKING TOGETHER

Wealth Management Program 🤝

Portfolio Management & Financial pLanning

Designed for for families that want help with both their investments and financial planning efforts. 



What’s Included:


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Financial Planning

🌎 Financial planning portal and net worth tracking

🥅  Goal planning and milestone tracking

💵  Cash flow planning and budgeting

🧾  Tax planning strategies

📜  Estate planning

💼  Employee benefits

📍  Retirement planning

💻  Coordinated meetings with your circle of professionals

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Portfolio Management

We’ll manage your investments by identifying goals, assessing risk tolerances, and performing on-going management.

📈  Retirement & Taxable Investment Accounts

💰  Cash Management Strategies

🧾  Tax-Sensitive Investments

📍  Asset allocation

🎯  Diversification

🧮  Opportunistic Rebalancing

🏷  Low-cost Investments




Fees:

With our wealth management program we charge a percentage based advisory fee on your Assets Under Our Management.




One-Stop Shop

*Financial planning is included under the AUM fee with no additional cost.


Refresh Your Wealth Strategy

Reach Out Today

Financial Planning Subscription

Our Planning only option


Maybe you're not ready for professional investment management under.  Our financial planning only program can address your needs one area at a time through a simple, focused process—because we know how overwhelming long meetings can be. 



WHAT’S INCLUDED:

  Initial plan

Review & unplanned meetings

Unlimited phone & email support



🌎 Financial planning portal and net worth tracking

🥅  Goal planning and milestone tracking

💵  Cash flow planning and budgeting

🧾  Tax planning strategies

📜  Estate planning

💼  Employee benefits

📍  Retirement planning

💻  Coordinated meetings with your circle of professionals




A Path to Greater Flexibility

While our clients have different goals, most of them share a desire for flexibility, freedom and options. Our goal is to help design a plan that meets your needs today and builds financial strength in the years to come.



Fees:

Starting at $2,999 annually

*Determined by plan complexity.


Take the First Step

Start the Conversation

WHAT YOU CAN EXPECT

THE PROCESS 

 LITTLE THINGS Make a Big Impact


Your finances are composed of many small moving parts. In our process, we address each element of your wealth picture—breaking it down into smaller, digestible steps towards your financial independence.


01

Acquaint



Our process for new clients begins with an introductory call where we can learn about you and your situation and share more about how our services work. If it looks like a fit to work together, we’ll move on to the next steps in our process. 

02

Discover



In this 60-90 minute meeting, we talk about your hopes for the future, your wealth goals, and your financial circumstances. We’ll also answer any questions you have. After this meeting, we'll outline a proposal for a formal agreement to begin planning.

03

Plan



In a series of targeted meetings we’ll tackle the different areas of your financial plan one at a time. For every aspect, we’ll walk through the options, establish the plan, and put it in place. Our focus is on small action steps that will close the gap to where you want to be. 

04

Review



Throughout the year, our team will be overseeing your plan. We’ll meet on a regular basis to check in, address any problem areas, and adjust your plan as your life progresses.


Start the Process

Through insightful conversations and clearly defined steps, our plan is to make you as successful as possible and have fun along the way.

Reach Out to Begin

EDUCATION & INSIGHTS


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Handcrafting a Financial Strategy

Let’s Connect

If it feels like we’d be a good fit, get in touch with us by filling out the form below or reaching out directly.