Our clients range from young families and busy professionals to people making the most of their retirement. We work with federal government and military families, and a range of professionals and entrepreneurs. Our clients have a lot in common, and we provide a mix of personal financial planning and investment management services to them.
Financial Planning Concepts
Cash Flow & Spending Planning
It’s not how much you make, its how much you keep. Do you know where you money goes? We’ll help you find out, determine how much you need to save, and in which type of account to put it.
Retirement & Benefits Planning
Evaluate your ability to retire and the resources available within your unique situation. Federal, military, and corporate benefits are complex and their decisions require care and experience. We’ll help make sure you don’t make an election that can’t be changed, and potentially optimize your retirement income.
Insurance Analysis
We will evaluate your need for insurance and review all existing life, disability, long-term care, home and auto policies to ensure proper coverage is in place to protect your interests.
Transition Planning
Retirement, career change, divorce. Major changes present challenges and planning opportunities. We’ll help you through the changes with confidence.
Investment Analysis
A risk based approach provides assurance your portfolio risk level is in tune with your personality and expectations. We recommend a simpler, consolidated account portfolio. This disciplined approach limits the potential for reacting emotionally. We also include specific investment advice for employer sponsored retirement plans and incorporate these plans into your overall portfolio.
College Savings
We will explore and analyze how much you need to save for your education funding goals as well assist in choosing the appropriate investment vehicle to use for your education saving goals.
Fees
Planning Retainer Program
Starting at $600 annually, our retainer program offers a holistic approach. It is based on an estimated number of planning hours over the course of a year and includes the initial plan presentation, implementation, 2 review meetings and unlimited access to our team.
Hourly Consulting Program
Advice on a specific situation or set of circumstances is offered at $150 per hour.
Investment Management
We charge an annual advisory fee that is based on a percentage of your investments in our care as assets under management. Investment clients receive planning as a value added service included with the advisory fee.
